Add Comment

FORMATTING HELP

All Comments Hide marked as read Mark all as read

  • 17
    Posted by $ SarahMontalbano 9 years, 11 months ago
    Ayn Rand answers this question in an article (it's been quoted below and can be found free on ARI Campus website). Her answer: yes, but with reservations. You have to vehemently oppose government scholarships and grants (and unemployment benefits) in order to deserve them. She says that government money in these forms is merely a reparation for unjust taxes and nonmaterial losses. So yes. Why add martyrdom to your troubles? The money is yours, at least partially. Take the unemployment, but stay true to your values and don't become indefinitely attached to it.
    Reply | Mark as read | Best of... | Permalink  
    • Posted by editormichael 9 years, 11 months ago
      Ayn Rand was WRONG. The money is NOT "yours." Unemployment compensation is from "insurance premiums" collected -- by force, of course -- from employers.
      It is always better to have no dealings with minions of governments, for so many reasons, including the giving them the sanction.
      I would and will not condemn or even criticize anyone for taking money from a government because one might be feeling desperate, might have hungry children -- most likely hungry because some (censored) government has so skewed the economy jobs are scarce -- or some pressing financial problem.
      But basically and generally, it is always better to avoid dealing with governments.
      Reply | Mark as read | Parent | Best of... | Permalink  
      • Comment hidden by post owner or admin, or due to low comment or member score. View Comment
      • Posted by $ MichaelAarethun 9 years, 11 months ago
        Did you pay the premiums forced or not? Did you qualify under the terms of the coverage? Then it's your money. I have the taxable income forms to prove it. The rest is quibbling.

        The question was one from the moral point of view. He didn't ask for excuses... However jetmec is a Brit (different background) and working in yet another country (different culture.)

        If you wish JetMec how does such a system work in Blighty and The Steppes!
        Reply | Mark as read | Parent | Best of... | Permalink  
      • Posted by ewv 9 years, 11 months ago
        You can't avoid "dealing with the government". You are already put into this situation by law and are already "dealing" with it with the taxes you pay. The question is what does a rational individual do who is already ensnared in the system. You have to live in the world you were born into. There is not duty to suicidally martyr yourself. Do the advocates of a duty to martyrdom also say to refuse to pay taxes?
        Reply | Mark as read | Parent | Best of... | Permalink  
      • Posted by $ SarahMontalbano 9 years, 11 months ago
        I would agree in most cases it's desirable to avoid dealing with a corrupt government. In my mind, the rightness of accepting government money has more to do with the mindset you are in. The action of collecting unemployment is the same between a lazy collectivist that has no intention of working and a hardworking individualist that is trying desperately to find a job. The first advocates for benefits and believes it is his right. The latter hates every moment of it, because he believes it is wrong to take it. The latter is the only one that deserves to receive unemployment; as long as he vehemently opposes the welfare state, he deserves to take that money and recirculate it into the market, where it can't be used to harm others like him. It is a mindset issue whether or not RushFan is sanctioning the government; in both cases the action is the same, but it is his convictions that determine the morality of it.
        Reply | Mark as read | Parent | Best of... | Permalink  
        • Posted by ewv 9 years, 11 months ago
          The opposite of the entitlement mentality is not "no right to take it". Ayn Rand explained why under the proper premises you do have a right to take it. When you do, you don't "hate every moment of it" other than the way you "hate every moment" of having to defend yourself against a criminal assault. It's the situation that you are trapped in and those responsible for it and the fact that you have to deal with them at all that you despise, not keeping or getting back your own money. To not recognize that leads to unearned guilt.
          Reply | Mark as read | Parent | Best of... | Permalink  
          • Posted by $ SarahMontalbano 9 years, 11 months ago
            I'll admit that my comment was perhaps not well worded. I meant, "This shouldn't exist," when I said, "no right to take it."
            When I said, "hate every moment of it," I meant mostly the situation, and not actually getting the money, as you elaborated on. Thank you for clarifying.
            Reply | Mark as read | Parent | Best of... | Permalink  
      • Comment hidden by post owner or admin, or due to low comment or member score. View Comment
      • Posted by $ MichaelAarethun 9 years, 11 months ago
        Did you pay the premiums forced or not? Did you qualify under the terms of the covereage? Then it's your money. I have the taxable income forms to prove it.
        Reply | Mark as read | Parent | Best of... | Permalink  
    • Posted by ewv 9 years, 11 months ago
      This is the article describing the principles "The Question of Scholarships" https://campus.aynrand.org/works/1966...

      Ayn Rand didn't have "reservations" when she explained why the only people morally entitled to accept government scholarships are those who oppose the government interference. That was a qualification not a reservation.

      In the case of unemployment insurance, the money has generally already been taken from the employer to fund unemployment claims. That money would have otherwise been available for salaries in accordance with the market, just like Social Security and Medicare taxes. Why let it go anywhere else to make a martyr out of yourself? This is much more direct than the question of scholarships versus future taxes you know you will have to pay.
      Reply | Mark as read | Parent | Best of... | Permalink  
  • Posted by $ jlc 9 years, 11 months ago
    I understand your feelings. When I got out of the USAF, as part of out-processing we were all told to be sure to file for unemployment. As an avid reader of Rand and Heinlein since my teens, it felt 'unclean' to take unemployment. So I scurried my butt around and got a job.

    Now, as an employer, I agree with Mamaemma: We bloody well pay for you to be unemployed, and I would rather you had the bucks than the gov had them.

    But there is another side to the story: How many people will milk this for all it is worth and not even try to get another job? How will the statistics of unemployment be used to manage social expectations of 'the right of people to have a money from public funds forever even if they do not work'?

    I know a hard-working young horse trainer down in San Diego who is bitter about the fact that one of her students is on eternal welfare due to migraines and now she wants her adult son to get on welfare so that he can afford a horse and riding lessons too!

    Good luck in finding a job.

    Jan
    Reply | Mark as read | Best of... | Permalink  
  • Posted by $ allosaur 9 years, 11 months ago
    Collecting your unemployment "insurance" can pay for the traveling expenses needed to find another job. It can help you find a job faster.
    Having any cash flow becomes all the more critical if you have kids to feed and care for.
    Reply | Mark as read | Best of... | Permalink  
  • Posted by teri-amborn 9 years, 11 months ago
    Yes.
    Even though unemployment insurance is forced upon employers, this is paid for usually by lowering wages initially.
    Use the down time to start a business or build a skill set (like welding classes) or better computer skills, CAD classes, etc.
    Reply | Mark as read | Best of... | Permalink  
  • Posted by wiggys 9 years, 11 months ago
    of course! if you lost your job due to the economy which makes the government responsible for you being out of work then they pay you what ever.
    Reply | Mark as read | Best of... | Permalink  
  • Posted by Lucky 9 years, 11 months ago
    Yes, take the benefit.
    Seek work with all the effort you would if there was no benefit - no doubt this is what you are doing.
    In your mind, regard the benefit as a loan, when you are earning again your taxes will be paying it back, like it or not.
    Reply | Mark as read | Best of... | Permalink  
  • Posted by $ winterwind 9 years, 11 months ago
    I'm with Mamaemma, as usual. Your unemployment insurance is part of the "salary package" she pays you, so I agree, you already got it, you just didn't get it yet. ok?
    Reply | Mark as read | Best of... | Permalink  
  • Posted by Abaco 9 years, 11 months ago
    Most likely, it was your money to begin with.

    I have heard, several times, critics of Ayn Rand mention that she took some sort of government assistance late in life (Medicare or something). These people just don't get it.
    Reply | Mark as read | Best of... | Permalink  
    • Comment hidden by post owner or admin, or due to low comment or member score. View Comment
    • Posted by $ MichaelAarethun 9 years, 11 months ago
      I thought that was something we were forced to pay for, paid for, and expected to collect on our investment. Isn't that the mantra...invest in America? Ok we did.. Pony up with the dividends
      Reply | Mark as read | Parent | Best of... | Permalink  
  • Posted by CircuitGuy 9 years, 11 months ago
    I think you should take every handout and every tax break you're legally entitled to. If you take a no-gov't-largess rule to an extreme, you wouldn't be able to take employment at a place that's significantly funded by gov't grants. It would be questionable to work for a company that gets significant revenue from gov't contracts.

    I agree with Sarah. Take what you're entitled too , UNLESS you feel you're getting sucked into the world of benefits.

    I took unemployment benefits 13 years ago, and I saw some people in the office getting sucked into jumping through gov't hoops to get benefits and feeling like that was "work".

    At the time I was teaching a class for $100/week plus free grad school tuition. I was able to keep most of the benefits despite the small earned income from teaching. They said I was eligible for cards to buy gas to get to class and my PT teaching job if I went to a different office and filled out forms. I realized this crap could distract me from my classes, job, and lining up a FT job after the classes. So I said no thanks.

    By your question I can tell it won't happen to you, but if you did start feeling sucked into making a career out of seeking benefits, I would say stop, not for some moral reason, but because that is stealing your precious life. Somewhere there's someone with a project/job that would exciting to you and make money for you and that person. People who milk the gov't are missing out on that.
    Reply | Mark as read | Best of... | Permalink  
  • Posted by $ Olduglycarl 9 years, 11 months ago
    No...if your employer wasn't required to put money into the fund then you might have been paid a higher wage...not to mention the price of the goods or services you produced may have been offered at a lower price.
    Plus...if it was not used for what it was intended for then they would just piss it away anyway.

    Just my thoughts on the subject. Probably not the objectivist point of view.

    I would have preferred to put money aside out of my salary for that purpose and having those funds subtracted from my tax liability.
    Reply | Mark as read | Best of... | Permalink  
    • Posted by plusaf 9 years, 11 months ago
      Me, too, UOC...but A==A... someone proposed a law; probably suggested or requested by their constituents (at this point, that doesn't matter...) and the bill was passed and put into effect.
      The system is in place; people and companies (are forced to pay into) it and if it's legally available to you, you are not breaking any laws by accepting it.
      Anyone can refuse the money if it's a moral, ethical or religious issue for Themselves, and asking us for approval is a cover for not answering those questions for yourself.
      A friend of mine, an extreme conservative with libertarian leanings, works something like three months of the year as a Government Employee, making him eligible for paid insurance, retirement plans, and all other kinds of perqs.
      I asked him how he could reconcile accepting all those benefits as a conservative/libertarian. His answer: the law says they're all available to me. Should I be foolish enough to NOT accept all those benefits? No.
      Ironic thing is: he works those three or four months of the year as an IRS Auditor. Ironic enough for ya?
      Reply | Mark as read | Parent | Best of... | Permalink  
  • Posted by gcarl615 9 years, 11 months ago
    Having been there, I can say that I felt no shame in doing what I had to do to feed my family while I sought a new job. I wasn't on for very long and certainly didn't make a career of it. It sure helped for a couple of weeks and I was thankful, not feeling entitled.
    Reply | Mark as read | Best of... | Permalink  
    • Posted by LibertyBelle 9 years, 11 months ago
      A couple of weeks is one thing. I was on unem-
      ployment until it ran out. (About 6 months). And I
      still couldn't get a job, so I went on Social Securi-
      ty. (And I can't live on it, even with the SNAP food
      card. I'm trying to get out of that place; I thought
      I would get a notice about the lease, but was
      told it had renewed itself, but that was last
      year. Maybe I can get into public housing soon.
      I never intended to live this way. I am still try-
      ing to get a job. But I don't know if I will ever be
      able to).
      Reply | Mark as read | Parent | Best of... | Permalink  
      • Posted by gcarl615 9 years, 11 months ago
        I hate to sound patronizing, but it seems you have a perfect storm going here and you need to take a step back. You have and are doing what ever you can to survive. There is no shame here. Sometimes you have to swallow your pride and set your beliefs aside for a bit. Hang in there. try to assess you assets and make the best of them. I wish I could be of more help.
        Reply | Mark as read | Parent | Best of... | Permalink  
  • Posted by term2 9 years, 11 months ago
    Your employer has paid into the fund on your behalf, so you should take the UI benefits, at least up to the amount they put in. Typically its like 1-5% of your wages. One could argue that your employer was forced to by insurance on your behalf up to the limits of the policy, so you should take all you can from it under the policy provisions.


    Personally, I dont like to go through the hassle of it all. I save my own unemployment insurance fund that I use if I need it.
    Reply | Mark as read | Best of... | Permalink  
  • Posted by RobertFl 9 years, 11 months ago
    Would you not submit a medical bill to your insurance company? You paid part of that premium and so did your employer. Just because your employer covered the cost of that unemployment insurance, doesn't mean that wasn't technically your money. You own an insurance policy, and you're making a claim on it. Now, the question is different if that policy pays 6 months, but the guberment says they must pay 99 weeks and you take it.
    Reply | Mark as read | Best of... | Permalink  
  • Comment hidden by post owner or admin, or due to low comment or member score. View Comment
  • Posted by $ MichaelAarethun 9 years, 11 months ago
    Do you really want to delete your comment on ... [Ask the Gulch] Is it right for me to collect unemployment, or is it giving in to statism??

    Silly question. Do you have automobile insurance? Yes? If something goes wrong do you expect to collect on the that paid for by premiums contract? Yes?

    So why would you not collect on the unemployment insurance you pay for?

    it's not welfare......it's insurance....

    not silly it's a shop worn question

    Has nothing to do with statism and a lot to do with corporatism.

    Do you have fire insurance
    Do you have earthquake insurance
    Do you have disability income insurance
    Do you have life insurance

    Don't even go there it will sound even more (choose your own preference)

    Do you have social security insurance. ha ha To ensure an old age income for the destitute was one one of the early lines in favor of starting the system... it's not insurance it's a ponzi scheme something more similar to a lottery
    or a wealth transfer scheme....but I wouldn't honor it with anything more meaningful.

    Far from guaranteed or warranted it's routinely repudiated by deflation and destruction of buying power...

    yet it is paid for just like insurance.

    What you should be railing about is why that government caused drop in buying power was not included in the COLA and what is Net Domestic Product after debt service etc. instead of this love affair with Gross Domestic product.
    Reply | Mark as read | Best of... | Permalink  
    • Posted by ycandrea 9 years, 11 months ago
      Michael: Ummmm Unemployement Insurance is NOT paid for by the person who gets the paid benefit. The premiums are forcibly confiscated from employers by the gov't and it is a totally self-contained court system feeding off of itself. It is handled outside of the normal judicial system. The ones paying the premium derive no benefit. But I agree with Ineil that the money is better used buying goods and services. I just wanted to clarify that it certainly is not the same as the other insurances you listed.
      Reply | Mark as read | Parent | Best of... | Permalink  
      • Comment hidden by post owner or admin, or due to low comment or member score. View Comment
      • Posted by $ MichaelAarethun 9 years, 11 months ago
        i don't quibble they charge me a premium it's deducted from my pay therefore i have involuntarily purchased a form of insurance, Why would I not accept what has been paid for as if it were food stamps. In all the years of employment I used it once for six weeks in California and once for four weeks in Delaware.

        they paid off...I lost money on the deal such are the ways of insurance. Actuary tables are nothing more than the insurance version of book making.
        Reply | Mark as read | Parent | Best of... | Permalink  
        • Posted by ycandrea 9 years, 11 months ago
          Really?? Not in California. The employee pays nothing for unemployment insurance. It is all paid for by the employer the same as Federal Unemployment. I have been an HR person for several years.
          Reply | Mark as read | Parent | Best of... | Permalink  
          • Posted by MrGBJ 9 years, 11 months ago
            That's great to hear you've been a HR person for several years. As such, you surely understand what was posted already - because your employer has to pay additional taxes, there is less money available to pay employees? And, by having less money available to pay employees, employees make less than they could have and ARE in effect paying for the benefit that was forced upon them?
            Reply | Mark as read | Parent | Best of... | Permalink  
            • Posted by CircuitGuy 9 years, 11 months ago
              " employees make less than they could have and ARE in effect paying for the benefit that was forced upon them"
              I agree with this. This is why we try to pay for things like mobile phones and the highest mileage rate allowed for car trips-- those things don't get taxes and go straight into team members' pockets.
              Reply | Mark as read | Parent | Best of... | Permalink  
          • Posted by CircuitGuy 9 years, 11 months ago
            "Not in California."
            Not in WI either. I pay SUTA to the state and FUTA as part of my federal Form 940 for the Unemployment system. I only am required to withhold Fed WH, State WH, Social Security, and Medicare. So employees do not pay anything directly to unemployment, although we all pay indirectly since that money could have been used to pay more or grow the business.
            Reply | Mark as read | Parent | Best of... | Permalink  
          • Comment hidden by post owner or admin, or due to low comment or member score. View Comment
          • Posted by $ MichaelAarethun 9 years, 11 months ago
            ha ha that's still part of your total wage packate
            . It's done that way to keep you from having to pay taxes. But the entire amount from here and there but it isn't a gift from the employer it's either required by law or iit's provided in accordance with the law.. But you earned it.
            The one point where George lakoff starts off correct before he destroys it...
            Reply | Mark as read | Parent | Best of... | Permalink  
            • Posted by ycandrea 9 years, 11 months ago
              The only thing I was clarifying is that employees do not pay the premiums like other insurance programs. That's all. :-)
              Reply | Mark as read | Parent | Best of... | Permalink  
              • Comment hidden by post owner or admin, or due to low comment or member score. View Comment
              • Posted by $ MichaelAarethun 9 years, 11 months ago
                i'll go for that.but it's still part of the wage package. your comment is correct as it's required to be done that way to ensure the money goes into the hands of the government...it helps neither the employer nor the employee nor the general population.
                Reply | Mark as read | Parent | Best of... | Permalink  
    • Posted by LibertyBelle 9 years, 11 months ago
      (Don't remember anything about deleting it).
      No automobile insurance. No automobile.(Epilep-
      sy, can't drive).
      No fire insurance.
      --As to any others, I had some medical and life
      insurance, but they are gone, because they
      were through the job, which I don't have any
      more.
      Reply | Mark as read | Parent | Best of... | Permalink  
  • Posted by 9 years, 11 months ago
    I haven't really been active here despite signing up months ago, because I didn't think it was right to do so until I actually ended up becoming a Producer. This brings me to the question I am currently grappling with. After being laid off in late September, is it right for me to collect unemployment, or should I tough it out, despite the frustration and difficulties as I try to find a new job?
    Reply | Mark as read | Best of... | Permalink  
    • Posted by Mamaemma 9 years, 11 months ago
      Rushfan, as an employer I can tell you that I pay for unemployment insurance on all my employees. It is required by law. I consider that to be part of the cost of having that employee, i.e., part of his salary. I think for you to draw unemployment is similar to Ms. Rand drawing social security payments.
      Good luck finding a good job. You sound to me like someone who wants to earn his way.
      Reply | Mark as read | Parent | Best of... | Permalink  
      • Posted by Mamaemma 9 years, 11 months ago
        Sorry, I wasn't clear. I think it is something you have earned.
        Reply | Mark as read | Parent | Best of... | Permalink  
        • Posted by 9 years, 11 months ago
          Thank you so much for this information. I've been grappling with this for some time, and you have lifted a great weight from my shoulders.
          Reply | Mark as read | Parent | Best of... | Permalink  
          • Posted by $ CBJ 9 years, 11 months ago
            Ayn Rand agrees:
            "The same moral principles and considerations apply to the issue of accepting social security, unemployment insurance or other payments of that kind. It is obvious, in such cases, that a man receives his own money which was taken from him by force, directly and specifically, without his consent, against his own choice. Those who advocated such laws are morally guilty, since they assumed the “right” to force employers and unwilling co-workers. But the victims, who opposed such laws, have a clear right to any refund of their own money—and they would not advance the cause of freedom if they left their money, unclaimed, for the benefit of the welfare-state administration."
            --Ayn Rand, The Question of Scholarships
            Reply | Mark as read | Parent | Best of... | Permalink  
  • Posted by SBilko 9 years, 11 months ago
    It is moral to impose as great a burden on the government as possible in order to hasten its demise. If one were striking as AS suggests, collecting welfare benefits fro the corrupt govt would therefore be ethical. Remember Ragnar!
    Reply | Mark as read | Best of... | Permalink  
  • Posted by $ Susanne 9 years, 11 months ago
    I don't know... I've never collected it, as somehow it seems like I wasn't earning it. Nor Food stamps, nor any of the other "social fairness" programs... Some of the jobs I had weren't particularly fun, or interesting, or paid well, some were pretty menial... but I earned my keep, someone else didn't have to pay to support me.

    Hell, I was even like that during my leftist years.
    Reply | Mark as read | Best of... | Permalink  
  • Posted by broskjold22 9 years, 11 months ago
    Don't want to argue about your receiving benefits. Don't know if I agree with Ayn Rand's answer. How can you oppose something from which you benefit?
    Reply | Mark as read | Best of... | Permalink  
  • Posted by LibertyBelle 9 years, 11 months ago
    I didn't want to take it, but my former employer in-
    sisted. So I did. I even meant to pay the amount
    back to my employer when I got a job. However, I
    didn't get a job (except for a few snow-shoveling jobs in winter and one day of jury duty), and then
    the unemployment ran out. And I still don't have
    a job. (I'm really not used to this. Since I left
    my father's house in 1970 I had never been un-
    employed longer than about a week and a half,
    and that was the extreme case).
    Reply | Mark as read | Best of... | Permalink  
    • Posted by CircuitGuy 9 years, 11 months ago
      "I even meant to pay the amount back to my employer when I got a job. "
      Claims don't come directly from the employer. Employers pay the tax either way and probably would prefer to see the money go to former team members.

      My policy for myself is to pay all taxes and accept all benefits, even if I disagree with them.

      $8,000 worth of benefits is pocket change compared to how much you've probably earned and paid taxes on since 1970. The important thing IMHO is to do what you want and not get bogged down in the monies the gov't takes from you and/or doles out to you.
      Reply | Mark as read | Parent | Best of... | Permalink  

FORMATTING HELP

  • Comment hidden. Undo